Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0.00 USD
XRP
XRP
XRP
$1.87
+1.62%
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How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$1.87
+1.62%
Markets
Popularity
Market Cap
#5
$113.64B
Volume
Circulation Supply
$45.96M
60.67B

As of now, XRP (XRP) is priced at $1.87 per coin. The circulating supply stands at approximately 60,676,393,849 XRP, resulting in a total market capitalization of $60.67B, Current market capitalization ranking : 5.

In the past 24 hours, XRP’s trading volume reached $45.96M, representing a +1.62% compared to the previous day. Over the past week, XRP’s price -0.05%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
GUSD Explained: A Stable RWA Investment Choice by Gate
Beginner
More XRP Article
Why Has XRP Failed to Hold Above $2? Technical Analysis Reveals Key Support Levels and Institutional Price Targets
The price chart for XRP on the Gate market page reveals a clear downward channel, with the price dropping from $2.10 in early December to around $1.85 by December 30.
Is the XRP ETF’s Inflow of Over $1 Billion Amid a Downturn a Sign of Market Reversal?
While the overall crypto ETP market saw $446 million in outflows over the week, XRP-related funds attracted a net inflow of $70 million, standing out as a rare bright spot in an otherwise subdued market.
2025: The Year of Crypto ETFs—Bitcoin and Ethereum Stay Strong as XRP Makes a Powerful Entrance
Despite the festive atmosphere at the end of the year, the flow of funds into crypto ETFs on Wall Street tells a more complex story. Behind the trading screens, a quiet revolution in asset allocation is unfolding between established giants and emerging players.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2026-01-02 07:35CaptainAltcoin
XRP流动性迅速收紧,新的买家已介入
2026-01-02 07:00Live BTC News
Ripple的18.4亿美元XRP抛售引发社区轩然大波
2026-01-02 06:35Live BTC News
霍斯金森:Midnight-XRP DeFi 集成击败传统银行
2026-01-02 04:15Techub News
2026年比特币突破历史最高价,ETH·XRP·SOL同步上涨
2026-01-02 03:54Tap Chi Bitcoin
加密货币进入2026年缺乏上涨动力,DAT和ETF承受卖压
More XRP News
XRP shows strong ETF demand with consistent inflows despite declining prices. Spot ETFs have absorbed over $1B, indicating robust support, but caution is advised as flow pace may fluctuate in a shifting market.
CaptainAltcoin
2026-01-02 07:35
XRP Liquidity Is Tightening Fast as a New Buyer Steps In
XRP shows strong ETF demand with consistent inflows despite declining prices. Spot ETFs have absorbed over $1B, indicating robust support, but caution is advised as flow pace may fluctuate in a shifting market.
XRP
+1.51%
$XRP  Bullish. Boldly copy the robot below to increase returns and reduce risks. Recommended leverage is 1~2x. Take profit at 50%~300%. Once you've made a profit, it's best to exit to avoid losing it back. Please follow me, thank you. #加密市场小幅回暖
Linglinglongxi
2026-01-02 07:25
$XRP Bullish. Boldly copy the robot below to increase returns and reduce risks. Recommended leverage is 1~2x. Take profit at 50%~300%. Once you've made a profit, it's best to exit to avoid losing it back. Please follow me, thank you. #加密市场小幅回暖
XRP
+1.51%
Contract trading may sound simple—just grasp the market direction to make money. But reality often gives you a harsh slap.
Among coins like SOL, XRP, ETH, many people get trapped by the curse of "correct direction but still losing money."
Someone lost 800,000 in just half a year of initial contract trading. The most heartbreaking part is that in those few times when the direction was correctly predicted, they still ended up with nothing. Only after reviewing the settlement sheet did they realize that the real opponent isn't the market itself, but the tricks played by the market manipulators.
The three most common traps used by market manipulators, which trap retail traders:
**Trap 1: Reacting to every wind.** Jumping in at the slightest market fluctuation, going all-in at a breakout. Unaware that the big players have already been waiting there, and a reverse spike can wipe you out instantly.
**Trap 2: Setting stops too rigidly.** Fixed 3% or 5% stops seem safe, but in a highly volatile contract market, this is basically giving the manipulators an opportunity. Many people get swept three times because of a "false breakout," watching the market rise in the predicted direction, only to regret it later.
**Trap 3: Gambler mentality of going all-in.** Going all-in is like entrusting your account’s life to the market. Even if the direction is correct, a few reverse K-line movements can trigger a ruthless zero-balance warning. Watching your balance go from full to zero can cause sleepless nights.
After climbing out of the deep pit of liquidation, the real turning point comes from three strict rules:
1. **Never go all-in**—divide your position into three parts and deploy gradually.
2. **Flexible stop-loss**—adjust according to market volatility, rather than sticking to a fixed point.
3. **Observe when uncertain**—stay out of the market when conditions are unclear, and wait patiently.
Following this approach, from consecutive liquidations to stable profits, my account tripled in one year.
The biggest secret in the crypto world is actually very simple: winners are not those who predict the correct direction most accurately, but those who survive until the end.
DeFiAlchemist
2026-01-02 07:24
Contract trading may sound simple—just grasp the market direction to make money. But reality often gives you a harsh slap. Among coins like SOL, XRP, ETH, many people get trapped by the curse of "correct direction but still losing money." Someone lost 800,000 in just half a year of initial contract trading. The most heartbreaking part is that in those few times when the direction was correctly predicted, they still ended up with nothing. Only after reviewing the settlement sheet did they realize that the real opponent isn't the market itself, but the tricks played by the market manipulators. The three most common traps used by market manipulators, which trap retail traders: **Trap 1: Reacting to every wind.** Jumping in at the slightest market fluctuation, going all-in at a breakout. Unaware that the big players have already been waiting there, and a reverse spike can wipe you out instantly. **Trap 2: Setting stops too rigidly.** Fixed 3% or 5% stops seem safe, but in a highly volatile contract market, this is basically giving the manipulators an opportunity. Many people get swept three times because of a "false breakout," watching the market rise in the predicted direction, only to regret it later. **Trap 3: Gambler mentality of going all-in.** Going all-in is like entrusting your account’s life to the market. Even if the direction is correct, a few reverse K-line movements can trigger a ruthless zero-balance warning. Watching your balance go from full to zero can cause sleepless nights. After climbing out of the deep pit of liquidation, the real turning point comes from three strict rules: 1. **Never go all-in**—divide your position into three parts and deploy gradually. 2. **Flexible stop-loss**—adjust according to market volatility, rather than sticking to a fixed point. 3. **Observe when uncertain**—stay out of the market when conditions are unclear, and wait patiently. Following this approach, from consecutive liquidations to stable profits, my account tripled in one year. The biggest secret in the crypto world is actually very simple: winners are not those who predict the correct direction most accurately, but those who survive until the end.
SOL
+2.06%
XRP
+1.51%
ETH
+1.57%
More XRP Posts

FAQ about Buying XRP(XRP)

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