Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$1.62

+0.3%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0.00 USD

XRP

$1.62

+0.3%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$1.62

+0.3%

Markets

Popularity

Market Cap

$98.88B

Volume

Circulation Supply

$181.12M

60.85B

As of now, XRP (XRP) is priced at $1.62 per coin. The circulating supply stands at approximately 60,853,233,336 XRP, resulting in a total market capitalization of $60.85B. Current market capitalization ranking: 5.

In the past 24 hours, XRP’s trading volume reached $181.12M, representing a +0.3% compared to the previous day. Over the past week, XRP’s price -14.63% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

More XRP Article

XRP Price Prediction 2026: When Will It Break Through Key Resistance Amid Current Market Sentiment?

XRP is currently at a critical crossroads. Short-term price analysis indicates a cautious market sentiment, with on-chain activity and derivatives data showing no strong signs of a bullish reversal.

Can XRP Reach $100? In-Depth Analysis of Expert Opinions and Market Realities

The debate over XRP’s price fundamentally reflects a clash between two distinct valuation paradigms: one rooted in traditional finance’s static stock-based market capitalization analysis, and the other grounded in blockchain utility and the dynamic theory of value driven by capital velocity.

In-Depth Analysis: Why an XRP Price of $10,000 Is Not Just a Prediction

The claim that "XRP could reach $10,000" is most valuable as a framework for evaluating its long-term potential. It highlights a progression from speculation-driven growth to utility-driven adoption, and ultimately to its evolution as a foundational element of financial infrastructure.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2026-02-02 13:45CryptoNewsFlash

为什么在以太坊之前，XRP在代币化真实资产（RWA）市场中逐渐占据优势，成为越来越受关注的资产类别？随着区块链技术的发展，越来越多的投资者开始关注这些由真实资产支持的代币，因为它们提供了更高的透明度和流动性。XRP凭借其快速的交易速度和低廉的手续费，正逐步在这个新兴市场中占据一席之地，展现出强大的竞争力。未来，随着更多的项目采用XRP作为基础资产，预计其在代币化RWA市场中的地位将进一步巩固。

2026-02-02 13:11TheCryptoBasic

XRP 在罕见的连续月度亏损后，有70%的概率在2月收涨

2026-02-02 10:05CaptainAltcoin

比特币正在崩盘，但XRP的闪耀时刻即将到来

2026-02-02 10:03UToday

前Ripple首席技术官结束对其比特币和以太坊投资的猜测 - U.Today

2026-02-02 09:53Gate News bot

比特币跌破8万美元后，市场拐点将至？本周宏观事件或决定加密行情走向

More XRP News

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TimesTabloid

2026-02-02 14:15

XRP Chart Signals $7 Target as Elliott Wave and Fibonacci Align

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XRP

+0.49%

TokenomicsTinfoilHat

2026-02-02 14:08

200M XRP Moves: How the Market Reacts to Major Whale Transfers

Recent large-scale transactions of 200 million XRP have sparked speculation within the crypto community, though analysis reveals they are internal fund reallocations by Ripple rather than market signals. Observers note these movements highlight the complexities of XRP's reserve management.

XRP

+0.49%

CoinFolks

2026-02-02 14:02

Okay, so in the Epstein File, there are... 1,534 Docs discussing $BTC. 24 Docs discussing Satoshi. 17 Docs discussing $XRP. 69 Docs discussing $ETH. There are also some discussing Zcash. Basically... does anyone want to connect the dots? lol

BTC

-0.42%

SATOSHI

XRP

+0.49%

ETH

-2.8%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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